Your trusted guide to the world of auto insurance
Collision insurance and comprehensive (hull) auto insurance are two types of insurance that protect your car from damage. Collision insurance helps cover the cost of repairing your car in the event of an accident. Casco, on the other hand, pays for damages caused by non-accidental incidents such as fire or theft. While both types of…
Auto insurance is mandatory in the United States, but minimum coverage requirements can vary significantly from state to state. Each state sets its own insurance requirements, determining the minimum amounts that must be covered by insurance in the event of an accident. It is important to realize that these minimum requirements do not always provide…
Why does your insurance cost more than your neighbor’s? This is a question many people ask themselves when they receive their auto insurance bill. Even though you and your neighbor may both be drivers of the same age and live in the same neighborhood, your insurance may be significantly more expensive. There can be a…
Pay-per-mile insurance is a type of car insurance where the premium is calculated based on the number of miles driven. This approach is ideal for low-mileage drivers, such as those who work from home, retirees, students, or those who don’t drive often. How pay-per-mileage insurance works The system includes a prime rate and a mileage…
When renting a car, rental companies usually offer various insurance options to protect the customer from financial risks in case the vehicle is damaged or stolen. However, the need to purchase insurance directly from the rental company depends on several factors. Firstly, many rental companies include in the base rental price mandatory liability insurance (analogous…
When traveling by car to Mexico or Canada, it’s important to take care of insurance beforehand, as a standard U.S. auto insurance policy may not cover driving abroad. Mexico U.S. auto insurance policies are not valid in Mexico, as local laws require that liability be covered by the local insurance company. In the event of…
Young drivers in the US face high insurance rates because their experience behind the wheel is limited and their risk of accidents is higher. However, there are several insurance companies that offer competitive and affordable terms for young drivers. Here are a few of the best options. Geico Geico is one of the most popular…
In the United States, a driver caught driving under the influence of alcohol or drugs (DUI) faces serious consequences, both legally and financially. One such consequence is the increased cost of auto insurance. In this article, we’ll take a look at how auto insurance for drivers with DUIs works and what affects the cost of…
Choosing auto insurance in the United States can be complicated, but knowing the different types of coverage can help motorists make more informed decisions. Collision Coverage (Collision Coverage) This type of insurance pays for damage to your car as a result of a collision, whether it be with another car, a tree, or a fence….
Gap Insurance (Guaranteed Asset Protection) is a type of car insurance that covers the difference between the amount remaining on a car loan or lease and the actual market value of the car in the event of its theft or total loss. The purchase of a car is often accompanied by rapid depreciation: according to…